Independent · Funded testing · Updated June 2026
Three traders open funded live accounts on every broker reviewed, run real withdrawal cycles, and publish the numbers — including the ones competitors hedge.
Used by 12,400+ traders this month 4.6 / 5 across 312 ratings
Editor's picks · June 2026
Each pick is the broker our trader would route their own deposit through this quarter, under their named jurisdiction.
Worldwide editorial picks
Admiral Markets
8.4/10 Tested
73-78% of retail CFD accounts lose money. How we earn →
AvaTrade
8.7/10 Tested
Blueberry Markets
8.2/10 Tested
74% of retail CFD accounts lose money. How we earn →
CMC Markets
9.1/10 Tested
Deriv
7.8/10 Tested
73-76% of retail CFD accounts lose money. How we earn →
Eightcap
8.5/10 Tested
eToro
7.8/10
Exness
9.3/10 Tested
74-89% of retail CFD accounts lose money. How we earn →
FP Markets
8.9/10 Tested
74% of retail CFD accounts lose money. How we earn →
FxPro
8.7/10 Tested
FXTM
8.4/10 Tested
IC Markets
8.8/10 Tested
IG Markets
9.0/10 Tested
70% of retail CFD accounts lose money. How we earn →
NAGA
7.4/10 Tested
80% of retail CFD accounts lose money. How we earn →
OANDA
8.7/10 Tested
Pepperstone
9.0/10 Tested
Plus500
8.7/10 Tested
RoboForex
7.6/10 Tested
Saxo Bank
9.0/10 Tested
Tickmill
8.6/10 Tested
Vantage
8.8/10 Tested
74% of retail CFD accounts lose money. How we earn →
XM Group
9.1/10 Tested
74% of retail CFD accounts lose money. How we earn →
FTMO
9.0/10 Tested
Binance
8.6/10 Tested
Vertical, country, account type — six entry points into the database.
Free tools
Built to answer questions broker marketing pages don't — how much will this account actually cost me per year.
Trading Fee Calculator
Enter lot size and trade count. See the annual cost across XM, Exness and FP Markets — same trader profile, three real account types.
Open tool →
Live · interactivePosition Size Calculator
Risk-based lot sizing. Enter balance, risk % and stop loss in pips. Returns the exact lot size that keeps your loss inside budget.
Open tool →
Live · interactiveRisk/Reward Calculator
Compute R:R ratio, breakeven win rate and per-trade expectancy from entry, stop and target. Sanity-check your setup before you click buy.
Open tool →
New · interactiveSpread Comparison Calculator
Side-by-side spread + commission cost across XM, Exness, FP Markets and IC Markets. Picks the cheapest for your pair, lot size and account type.
Compare spreads →
ReferencePip Calculator
Pip value in dollars across forex pairs and lot sizes. Used to plan position size before placing a trade.
Open tool →
Live · 5 questionsBroker Finder Quiz
Five answers. Three ranked recommendations with the reasoning, cached locally for seven days. No sponsored placement.
Start quiz →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
74% of retail CFD accounts lose money. How we earn →
Side-by-side comparison of XM and Exness. Spreads, regulation, withdrawal speed, account types, real testing notes.
| Criterion | XM Group | Exness |
|---|---|---|
| Overall Score | 9.1 | ★ 9.3 |
| Min Deposit | ★ $5 | $10 |
| Spread From | 0.6 pips | 0.0 pips |
| Max Leverage | 1:1000 | 1:Unlimited |
| Platforms | MT4, MT5, XM App, WebTrader, Mobile, Web | MT4, MT5, Exness Terminal, Exness App, Mobile, Web |
| Regulation | CySEC, ASIC, FCA, DFSA | CySEC, FCA, FSA Seychelles, FSCA |
| Instruments | ★ 1,400 | 230 |
| Support Score | 8.0 | ★ 9.0 |
| Education Score | ★ 9.5 | 8.5 |
| Mobile App Score | 8.0 | ★ 9.0 |
We open funded live accounts. We place hundreds of real orders. We run full withdrawal cycles. Then we score 10 dimensions and publish the actual numbers — including the failures.
Read our methodology →No. Editorial scoring is independent of affiliate relationships. We do receive commissions when readers open accounts through tracked links, but no broker pays for placement in our rankings or for a specific score. See our methodology and how-we-make-money pages for full detail.
Each review is updated when a material change occurs: regulation change, account-type change, spread structure change, or new withdrawal-test data. Reviews carry a visible Updated date. Listing pages refresh monthly.
Three traders: Laura West (forex trader & reviewer, trading since 2015), Mike Volkov (crypto trader & reviewer, trading since 2017), and Tom Nakamura (prop trader & reviewer, funded across multiple firms since 2021). Each opens funded live accounts before publishing.
We open funded live accounts on every platform reviewed. We publish actual withdrawal times across multiple test cycles. We name specific weaknesses where competitors hedge. And we disclose affiliate revenue with the same prominence as the recommendations themselves.
If you have a payment, regulation or withdrawal issue with a broker reviewed here, contact us through the email on our contact page. We log incidents into our 12-month rolling broker-risk tracker and update reviews accordingly.
