🇺🇸 Best Brokers, Exchanges & Prop Firms in United States (2026)
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The US is the most heavily regulated retail forex market globally. Only a handful of NFA-member brokers serve US clients (OANDA, IG US, Forex.com). CFDs are unavailable. Our US shortlist focuses on these NFA brokers plus US-licensed crypto exchanges (Coinbase, Kraken, Gemini) for crypto exposure.
Regulation in United States
US retail forex is restricted to NFA-member brokers regulated by the CFTC. Max leverage 1:50 majors, 1:20 minors. Hedging is prohibited (FIFO rule). CFDs are banned for US retail. Crypto exchanges fall under state-by-state MSB licensing plus FinCEN registration.
Recognised regulators: NFA, CFTC · Currency: USD
Forex Brokers Serving United States
2 brokers accept United States clients — sorted by overall score.
OANDA
- Min Deposit
- $0
- Spread From
- 1.2 pips Core EUR/USD · 0.4 pips Elite + commission
- Max Leverage
- 1:50 (US CFTC) · 1:30 (FCA/ASIC retail) · 1:200 (BVI)
- Regulation
- NFA, CFTC
74% of retail CFD accounts lose money. How we earn →
Plus500
- Min Deposit
- $100
- Spread From
- 0.6 pips EUR/USD (dynamic) · all-in spread-only pricing
- Max Leverage
- 1:30 (FCA/CySEC/ASIC retail) · 1:300 (DFSA pro)
- Regulation
- FCA, CySEC
74% of retail CFD accounts lose money. How we earn →
Crypto Exchanges Serving United States
3 exchanges available to United States residents — verified KYC + payment rails.
Kraken
- Min Deposit
- $0
- Spread From
- 0.16% maker / 0.26% taker (Kraken Pro)
- Max Leverage
- 1:5 (margin) / 1:50 (futures, non-US)
- Regulation
- FinCEN, FCA
74% of retail CFD accounts lose money. How we earn →
MEXC
- Min Deposit
- $0
- Spread From
- 0.00% maker / 0.05% taker (spot)
- Max Leverage
- 1:200 (futures)
- Regulation
- AUSTRAC, FIU Estonia (VASP)
74% of retail CFD accounts lose money. How we earn →
KuCoin
- Min Deposit
- $0
- Spread From
- 0.10% maker / 0.10% taker (spot, drops to 0% maker at VIP-1)
- Max Leverage
- 1:100 (futures)
- Regulation
- FSA Seychelles (VASP), AUSTRAC
74% of retail CFD accounts lose money. How we earn →
Prop Firms Serving United States
2 prop firms accept United States-resident traders — challenge funding accounts.
FTMO
- Min Deposit
- $155
- Spread From
- 0.2 pips
- Max Leverage
- 1:100
- Regulation
- Offshore
74% of retail CFD accounts lose money. How we earn →
FundedNext
- Min Deposit
- $39
- Spread From
- 0.2 pips
- Max Leverage
- 1:100
- Regulation
- Offshore
74% of retail CFD accounts lose money. How we earn →
Local payment methods
Rails our traders confirmed working for United States deposits in 2025-2026.
- ACH transfer
- Wire transfer USD
- Debit card
- PayPal (select brokers)
Tax Note for United States
Forex trading profits default to IRC Section 988 ordinary income for retail spot forex, or Section 1256 60/40 capital gains for regulated futures. Crypto is taxed as property (each disposal is a taxable event). Consult a CPA — wash-sale rules differ across asset classes.
Risk warning: CFDs are complex instruments. 74-89% of retail accounts lose money. Affiliate disclosure: how we earn.